Introduction: Most people want to do something that makes them happy, healthy, and wealthy. Such types of many occasions come in our life as given below: For our happiness, we want to enjoy our holidays, and vacations with our family members, relatives, and friends.  For this, we want to make a luxurious and memorable plan for our tour and travel. To meet the expenses for our dream, we do not wish to dispose of our assets, instead, we want to pay a monthly installment of expenditures for a year or more.  Wedding functions, home renovations, higher education, online courses, etc. are the other occasions when we want to spend a lot of money to make memorable, joyful, and wise choices. Again here we want to pay in monthly installments instead of paying a lump sum amount by eroding our assets. One different type of occasion may come to us like a medical emergency when we need a good amount of money all of sudden to meet the demand. In the above-mentioned scenarios, a...