Introduction: Nobody in the world can say that I will not fall ill in the future, or I will not face any medical emergency. Most people may not have sufficient money to cover the costs of life-threatening medical emergencies, costly medical treatment, etc.  If we do not have sufficient money, as mentioned in the last paragraph, then what is the solution to arrange the funds? The solution may be a medical treatment loan, financial help, or some specific pre-decided and a predefined contract with a company to bear the expenses of costly medical emergencies or medical treatment. The loan or help may not be available according to our needs. Moreover, it depends on the mercy of others. We have no right to claim it. So, the best solution to meet such emergency demand is only the pre-decided and predefined contract with a company or organization to bear the expenses of medical emergency or medical treatment, etc. This pre-decided and predefined contract or right with the company is cal